Payment cards · Banking systems
Card issuing, acquiring and processor consulting for banks and fintechs
Payment card and banking systems that hold up in real operation. We design, integrate and run card and payment infrastructure for banks, fintechs and corporates — from processor selection to go-live and beyond.
Banks and fintechs our team has worked with
DOBITO in numbers
A specialist team for card and payment systems
- 26years of team experience in payment cards
- 14countries delivered
- 15card schemes
- 25payment experts
Why DOBITO
Card systems are our only focus
Payment projects fail on details: a scheme rule, a settlement file, a processor limit. We know where those details are.
Deep card-systems expertise
Authorization to clearing, issuing to acquiring, Visa to Mastercard. We have worked on every layer of the card stack.
Partner, not vendor
Clients rely on us for strategic decisions — processor choice, migration plans, business cases — not only for implementation.
Proven results
Projects delivered across Europe, Asia and the Middle East, running in production for banks and fintechs.
Services
Four ways we work with you
Engage us for a single decision, a specialist role or a complete delivery.
Consulting & strategy
Processor selection, migration planning and a payments roadmap your board can sign off.
Expert outsourcing
Architects, analysts and engineers who join your team for as long as the project needs them.
Implementation & integration
Architecture, integration, migration and testing — through to a stable production launch.
Project & team leadership
Fintech-specific methodology, risk control and clear reporting to regulators and stakeholders.
Markets
Markets where we have delivered
Each market brings its own regulator, schemes and processors. Our team has taken card projects through them in Europe and Asia — a selection of the 14 countries we have delivered in:
Europe
- CZCzech Republic
- SKSlovakia
- HUHungary
- BEBelgium
- IEIreland
Asia
- IDIndonesia
- VNVietnam
- PHPhilippines
- KZKazakhstan
How we work
From first workshop to stable operation
- Step 1
Consultation & analysis
We map your goals, current systems, schemes and regulatory constraints.
- Step 2
Tailored solution design
A concrete plan with architecture, timeline and pricing.
- Step 3
Implementation & integration
We build, integrate, migrate and test until the system is ready for production.
- Step 4
Support & development
Monitoring, updates and operations after go-live.
Case study
FlexiFin – Visa cards live in 4 months
Result: 4 months – from project start to live Visa cards.
Case study
K&H Payment Services / ČSOB – Acquiring migrated to a new processor in 24 months
Result: 24 months – complete acquiring migration, incl. Visa and Mastercard certification and merchant transition.
What clients say
“The DOBITO team managed the complete migration of our acquiring solution within the 'Picasso' project to a new banking entity in 24 months. From certification with Visa and Mastercard to the seamless transition of our merchants, including e-shops and POS terminals, to a new card processor. Their expert architecture design enabled us to expand into the Hungarian and Belgian markets while meeting all regulatory requirements of the card associations and central banks.”
CEO, K&H Payment Services and Head of International Acquiring, ČSOB
“The DOBITO team was an integral part of the entire project from the very beginning. Together with us, they prepared both the specifications for the card processor tender and participated in its evaluation. The actual implementation of the entire 'card world,' including integration with our systems, was completed in just 4 months. Thorough performance and stress testing of the delivered solution, including disaster recovery scenarios, gave us complete confidence when entering the card business.”
CEO, FlexiFin
Contact
Planning a payment project?
Tell us where you are today. We will come back with an honest view of scope, timeline and risks.
